Things to Consider

2nd.MD

• 2nd.MD provides access to the world's best doctors. Speck with a world-renowned specialist via video or phone in just 3 days.
• Get a 2nd opinion when facing a new diagnosis, possible surgery, or medication change,
• To get started, please visit 2nd.md/tamus or call 1-866-841-2575 to activate your account.
• 2nd.MD is confidential, secure, and free for you and your dependents covered on your A&M Care or J Plans.

Sick Leave Pool Benefits

• Once you have used all your paid leave and have missed at least 160 hours of work due to a catastrophic illness or injury you may qualify for sick leave granted through the sick leave pool.
• Sick leave pool hours can only be used after the date of approval.
• If you run out of leave before the sick leave pool application and/ or medical certification form is provided it will result in a leave without pay status. (Sick leave pool hours cannot be granted for absences related to maternity or worker’s compensation cases.)

Life Insurance Premium Waiver

• If you become disabled, your premiums for Basic and Optional Life may be paid by the A&M system. 
• To qualify you must be actively employed, younger than 60, and able to submit proof of your total disability.

Long-Term Disability

• If you have Long-Term Disability (LTD) you may qualify for benefits; if you have a serious health condition that keeps you from being able to perform your job for more than 90 days.
• If you are approved for LTD you would be eligible to receive up to 65% of your base salary.
• If you are receiving income from other sources the minimum payment received would be $100.00 per month.
• If permanently disabled you could request that your monthly premium be waived.