Programs to assist students and parents in financing an education at Texas A&M University-Corpus Christi are administered by the Office of Student Financial Assistance. Students may apply for financial assistance through scholarship, grant, work study and loan programs.

Eligibility for the majority of financial aid programs is determined through a financial needs analysis. This analysis is made after the student completes and submits a Free Application for Federal Student Aid (FAFSA). Before a student can be considered for financial aid, he or she must:

1. be officially admitted to the University;
2. be working toward a degree and classified by the Admissions Office as degree-seeking;
3. be enrolled at least half-time (6 semester hours during a long semester or 3 during each summer term);
4. meet the deadlines set by the Office of Student Financial Assistance;
5. not be in default or owe a refund on any Title IV grant(s) or loan(s);
6. provide proof of eligibility if not a citizen of the United States;
7. documents which support information reported on applications for financial aid;
8. mid-year transfer students must submit a Financial Aid Transcript from each college/university attended whether financial aid was received or not (contact the Financial Aid Office for forms);
9. meet G.P.A. requirements (2.0 for undergraduates and 3.0 for graduates) and maintain satisfactory academic progress as required for financial aid eligibility to fulfill federal requirements.

Financial aid programs available to undergraduates include Federal Pell Grant, Federal College Work Study, Federal Supplemental Educational Opportunity Grant, Texas Public Educational Grant (resident or non-resident), A&M-Corpus Christi Grant, Federal Perkins Student Loan, several Federal Family Education Loan programs (formerly Guaranteed Student Loan Programs), and various scholarships. Several grants and scholarships are offered through the Texas Higher Education Coordinating Board. Some of the above mentioned programs are available to graduate students and teacher certification students.

Federal Family Education Loans are distributed in two disbursements in accordance with Federal regulations. If the student is receiving a loan for one term, the first check will be disbursed at the beginning of the semester and the second after the midpoint of the semester. A loan that covers both fall and spring terms will result in a disbursement at the beginning of each semester.

Most financial aid programs have a limited amount of funds which must be granted on a first-come, first-served basis. Therefore, students are strongly encouraged to have their financial aid files completed by February 15 for summer, April 1 for fall and spring.

Application forms and detailed instructions on applying for financial aid are available through the Office of Student Financial Assistance.

SATISFACTORY ACADEMIC PROGRESS POLICY
The Higher Education Act of 1965, as amended, requires that students make satisfactory academic progress in order to receive financial assistance. Satisfactory academic progress is consistently applied to all college course work, regardless of whether or not the student received financial assistance at any particular time.

Three elements are used in determining satisfactory academic progress. These elements are: grade point average, enrollment requirements, and maximum time frame.

Grade Point Average
The student must maintain the grade point average required for continued enrollment. Refer to the Scholastic Probation, Suspension, Dismissal section of the Texas A&M University-Corpus Christi catalog.

Enrollment Requirements
At the end of each spring semester, students will need to satisfactorily complete enrollment requirements. Enrollment requirements are listed below.

	Undergraduate Student	Grad/Doctoral Students
	Full-time: 24 or more credit hrs.	Full-time: 18 or more credit hrs.
	Three-quarter.time: 18 to 23 credit hrs.	Half-time: 9 to 17 credit hrs.
	Half-time: 12 to 17 credit hrs.

Students who do not satisfactorily complete the number of hours required at the end of the spring semester will need to attend the summer session(s), at A&M-Corpus Christi, to complete their required hours. If the student does not make up the credit hour deficiencies, financial assistance will be suspended at the end of the summer sessions.

Grades of "A" through "D," "CR," "P," and "IP" are considered as credit hours earned. Grades of "F," "I," "W," "X," "NP," and "NC" are not considered as credit hours earned.

Maximum Time Frame
The maximum time frame for financial assistance eligibility is as follows:

Undergraduate

	Enrollment Status	Years to Receive Financial Assistance
	Full-time	6 years = 12 semesters
	Three-quarter-time	9 years = 18 semesters
	Half-time	12 years = 24 semesters

Graduate/Teacher Certification

	Enrollment Status	Years to Receive Financial Assistance
	Full-time	2 years = 4 semesters
	Three-quarter-time	3 years = 6 semesters
	Half-time	4 years =8 semesters

Doctoral Program
Students who are enrolled in the Doctoral Program will have their maximum time frame status evaluated on a case by case basis.

*Summer session(s) are not included in the semester limits.

Remedial Coursework
Students may receive financial assistance for remedial coursework if acceptance to a program has been confirmed, and the remedial coursework is necessary to complete the program. Students cannot receive financial assistance for remedial coursework if their acceptance to a program is based on the completion of the remedial work. Remedial coursework is limited to 24 semester hours.

REFUND AND REPAYMENT POLICIES
The Higher Education Amendments of 1992 require Texas A&M University-Corpus Christi to calculate a refund/repayment for students who receive financial assistance and completely withdraw from the University. The official date of withdrawal and the amount of direct financial assistance received by the student will determine whether a refund or repayment of financial assistance funds is necessary.

Refund Policy
A refund is the difference between the total amount paid to the University and the amount retained by the University. The amount retained by A&M-Corpus Christi is based on the official date of withdrawal.

1. The percentages found in the catalog section on Refund of Tuition and Fees will be used during the regular semester to determine the refund.
2. The percentages found in the catalog section on Refund of Tuition and Fees will be used during a summer term to determine the refund.
3. A refund formula is used for determining the portion of the refund that is due to the student. For more information about the refund formula please contact the Office Of Student Financial Assistance.

The refund of funds is distributed according to the priority ranking below:

Federal SLS Loan Unsubsidized Federal Stafford Loan Subsidized Federal Stafford Loan Federal PLUS Loan Unsubsidized Direct Stafford Loan Subsidized Direct Stafford Loan Federal Direct PLUS Loan Federal Perkins Loan Federal Pell Grant FSEOG Other Title IV Aid Programs Other Federal, State, Private or Institutional Aid Student

Pro Rata Policy

First time students at the University who withdraw on or before the 60% point in time of the enrollment period for which they were charged will have their refunds calculated on both the Pro Rata policy and the refund policy. The greater of the two refunds will be returned. The Pro Rata refund is calculated as follows:

Step 1: Calculate percentage of weeks attended and round down to nearest 10%.

Weeks Remaining = % of weeks rounded

Total Weeks In Period to nearest 10%

Step 2: Calculate any unpaid charges.

Total Institutional Costs minus Total Aid Paid to Institutional Cost minus Students Cash Payment

Step 3: The refund distribution for Pro Rata Policy is the same as the Refund Policy.

Repayment Policy
A repayment is the unearned amount of a direct financial assistance disbursement to the student that must be paid back.

1. The repayment calculation involves non-institutional costs (for example, room & board, books & supplies, and other miscellaneous expenses). Based on the date of withdrawal, a student's actual time attended is calculated. This percentage is then applied to non-institutional budget items.
2. The total non-institutional costs incurred is then subtracted from the total amount of aid disbursed to the student. The difference is the amount owed by the student.
3. The repayment distribution is according to the priority rankings below:

   Federal Pell Grant Federal SEOG Other Title IV Aid Programs Other Federal, State, Private, or Institutional Aid Federal Perkins Loan

4. Repayment is not required for students who receive Stafford and/or PLUS loans as their only sources of financial aid.

SCHOLARSHIPS
A list of scholarships available to students can be found in the Office of Student Financial Assistance. The deadline for University Scholarships is February 15.

EMERGENCY LOANS
Short-term emergency loans are available to students who need assistance in covering tuition and fees and school related expenses such as books and supplies. Detailed information regarding eligibility requirements and the application process can be found in the Office of Student Financial Assistance.

Probation/Suspension Policy

Veterans Assistance

General Information